19 modules + 2 bonus lessons · about 14 hours of video · Updated November 2026
The Wealth Elevator Masterclass
Short answer: The Wealth Elevator Masterclass is a free course for high-income professionals on passive real estate investing, tax strategy, asset protection and infinite banking, taught by Lane Kawaoka.
Key takeaways
- How private real estate syndications work and how to vet a sponsor.
- How real estate can change your tax picture, updated for the 2025 tax law.
- How to fund investments and protect what you have built from lawsuits.
- The mistakes I made, so you can skip them.
What the Masterclass covers
This is the course I point new members to first. It runs 12+ modules and about 14 hours. I cover how private real estate syndications work, what an accredited investor should ask a sponsor, how real estate can change your tax picture, and how to protect what you have built from lawsuits. I also go through the mistakes I made.
Most of the examples are real estate because that is where I started. The due diligence questions carry over to the other private investments our community looks at. Tax results depend on your own situation, so take what you learn to your CPA.
Course curriculum
My Story: From Paycheck to Millionaire
Lane Kawaoka's story from W-2 engineer to passive investor, and the Wealth Elevator roadmap for high-income earners.Module 2.1
Why Cashflowing Real Estate?
Why cashflowing real estate builds wealth four ways: cash flow, mortgage paydown, tax benefits and appreciation.Module 2.2
Real Estate ROI vs the Stock Market
How real estate return on investment compares with the stock market: cash flow, loan paydown, tax benefits, appreciation and leverage.Module 3
REI Fundamentals and Why Apartments?
Real estate investing fundamentals: property and neighborhood classes, hidden costs, value-add math and why apartments.Module 4
Accredited Investors and Syndication Offerings
What an accredited investor is, how 506(b) and 506(c) syndication offerings work, and red flags to watch for in operators.Module 5
Syndications vs BRRRR or Turnkey Rentals
Why many high earners choose real estate syndications over BRRRR or turnkey rentals: forced appreciation, scale and passive ownership.Module 6.1
Why Real Estate to Pay Less Tax, Part 1
How depreciation, cost segregation and passive losses can lower your tax bill.Module 6.2
Rethink Your Retirement Plan
Why high earners should rethink the traditional 401(k) and IRA plan, with 2026 retirement contribution limits.Module 6.3
Investment Funding Sources
How to fund investments with cash, self-directed IRAs, Roth IRAs and Solo 401(k)s, and which money fits which investment.Module 6.4
"Core Capital" and Real Estate Cycles
How to calculate your core capital and use real estate market cycles without taking risk you don't need.Module 6.5
Taxes: Rentals vs Syndications vs REITs
How taxes differ for rental real estate, syndications and REITs, including depreciation, K-1s and the REIT dividend deduction.Module 6.6
Why Real Estate to Pay Less Tax, Part 2
Part 2 of real estate tax strategy: depreciation recapture, cost segregation, real estate professional status and lowering AGI.Module 6.7
Bonus: Selling Your Business With an ESOP
How an ESOP lets business owners sell to employees, keep influence and potentially defer tax, including the Section 1042 rollover.Module 7.1
Protecting Your Assets Legally
How to protect your assets legally with insurance, LLCs and trusts, updated for 2026 estate tax and LLC reporting rules.Module 7.2
Lawsuit Protection for High Earners and Doctors
Seven steps to protect your assets from lawsuits for doctors and high-income professionals: LLCs, holding companies, trusts and insurance.Module 8
Mistakes I Made
The investing mistakes Lane Kawaoka made early on and how high-net-worth investors can avoid them.Module 9
Syndication Due Diligence
How to do due diligence on a real estate syndication: eight checks from deal structure to sponsor and exit cap rate.Module 10
Action Plan
Your Wealth Elevator action plan: alternative investments, tax strategy and infinite banking for high-income earners.Module 11
The Current State of the Market
Lane Kawaoka's 2026 second-half multifamily market update: interest rates, cap rates and where the opportunities are.Bonus
Infinite Banking and Accredited Investor Banking
How infinite banking and accredited investor banking work, and how investors use policy loans to fund investments.Extra Credit
Coaching Calls
Extra credit for the Wealth Elevator Masterclass: onboarding calls and past coaching calls for members.
Frequently asked questions
Who is the Wealth Elevator Masterclass for?
High-income professionals, business owners and accredited investors (or people on the way there) who want passive income and better tax treatment outside of Wall Street.
Is the Masterclass free?
Yes. All the lessons are free to watch on this site, and joining The Wealth Elevator club is free too.
How long does the course take?
About 14 hours of video across 19 modules and 2 bonus lessons. Each lesson stands on its own, so you can start with the topic you need.
Do I need to be an accredited investor to take it?
No. Anyone can take the course. Many private offerings are limited to accredited investors, and Module 4 explains the SEC tests.
Is the tax content up to date?
The tax lessons were reviewed in November 2026 and include notes on the 2025 tax law with links to the IRS sources. It is educational content, not tax advice, so take it to your CPA.
What should I do after finishing?
Join the club and book your onboarding call. We talk about your goals and how the community works.
Talk it through with us
Questions about where to start? Our members have taken this course and can tell you which lessons mattered most.
Join the club and book your onboarding call
Joining is free.
What happens when you join
- Fill out the short form at The Wealth Elevator club page. It's free.
- Book your onboarding call. We talk about your goals and how the community works.
- Keep learning with member events, the podcast and member education.
The podcast behind this course
The Wealth Elevator Podcast
Weekly conversations on passive real estate, alternative investments and tax strategy for busy professionals.
Listen on Apple PodcastsWatch on YouTubeThis is educational content, not tax or legal advice. Please let us know if you need a referral to 💼 CPA ⚖️ Lawyer or other vendor here.
This content is provided for informational and educational purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any security. Investing involves risk, including loss of principal. Past performance does not guarantee future results. Read the full disclaimer.