When it comes to safeguarding your identity and financial future, taking a multi-layered approach is essential. Here’s how you can protect yourself and your family with a few strategic moves.
Choose a Comprehensive Identity Protection Service:
Action: Sign up for Aura or LifeLock for the entire family.
Tip: Cancel your Experian subscription after setting up the new service!
Freeze Your Credit Reports:
Action: Place a security freeze on your credit files with all four major credit bureaus (Equifax, Experian, TransUnion, Innovis).
Links for Freezing Credit:
Secure Your Internet Connection:
Action: Get a VPN service, such as NordVPN, to protect your online activities.
Enhance Security with Additional Measures:
Action: Consider using a security key like Yubico or Google Titan for multi-factor authentication, especially with your email accounts.
Resource: Best Security Keys for Multi-Factor Authentication
Use ChexSystems Alerts:
Action: Place a security alert with ChexSystems to prevent unauthorized bank account openings.
Link: ChexSystems
Regularly Review Your Credit Reports:
Action: Check your credit reports annually for free to identify any unauthorized activities.
Link: Annual Credit Report
Protect Your Tax Information:
Action: Apply for an IRS IP PIN to secure your tax filings. If needed, file an affidavit with the IRS using Form 14039.
Links:
Monitor and Manage Your Social Security Account:
Action: Create an online account with the Social Security Administration (SSA) to monitor your earnings and detect unauthorized use of your Social Security number.
My name is Lane Kawaoka, and I hope my blog/podcast will help families realize the powerful wealth-building effects of real estate so they can spend their time on more important, instead of working long hours and worrying about their financial troubles. There are a lot of successful families with good jobs (teachers / engineers / programmers / finance) yet they struggle to make ends meet financially. It is their kiddos who ultimately get the short end of the stick. Being a Latch-Key Child growing up, both my parents had to work and I was left home alone after school to fiddle with my thumbs.
With Real Estate you are able to grow your wealth exponentially faster than the conventional 401K’s and stock investing, therefore you are able to escape the dogma of working 50+ hour weeks at a job that is unfulfilling. And if you are one of the lucky ones who happen to do what you enjoy… well good for you 😛
Money is not everything but it is important because it gives you the freedom to live life on your terms.
Annoyed by the bogus real estate education programs out there (that take money from people who don’t have it in the first place), I set out to make this free website to help other hard-working professionals, the shrinking middle-class. I hope to dispel the Wall-Street dogma of traditional wealth-building, and offer an alternative to “garbage” investments in the 401K/mutual funds that only make the insiders rich. We help the hard-working middle-class build real asset portfolios, by providing free investing education, podcasts, and networking, plus access to investment opportunities not offered to the general public.
“The true meaning of wealth is having the freedom to do what you want, when you want, and with whom you want.
Building cash flow via real estate is the simple part. The difficult part occurs after you are free financially to find your calling and fulfillment.
But that’s a great problem to have ;)”
excerpt from The One Thing That Changed Everything