I may have been beating the drum of the turnkey rental a few years ago, but now I’m investing in syndications (turnkey rentals are not passive and still a P.I.T.A.). I am admittedly a work in progress and this blog/podcast is my journey.

Mainstream investing (401K, stocks, mutual funds, 529, IRA, or anything retail) is based on investing for appreciation. You know buy-low-sell-high… usually based on factors wholly outside an investor’s control. Then one day (when you are grey and immobile) retire and live off your nest egg at 4% withdrawal rate.

We (sophisticated investors) call this gambling, not investing.

in·vest / verb
— to put money to use in something offering potential profitable returns, as interest, income, or appreciation in value.

gam·ble / verb
— play games of chance for money; bet.

Our private investor group invests off of the following:

• • • Proven Operators.
    • Proven Markets.
    • Proven Demand.
    • Invest for Income.
    • Invest for Growth.
    • Tangible Asset.
    • Low Correlation to Wall Street.

“Buy-low-sell-high” trading mentality encourages the churning of holdings… which generates commissions and short-term capital gain taxes. Which is another reason why we do not like commission-based Financial Planners or Registered Agents. Some of these guys use hard-selling techniques. If they make enough phone calls, eventually they get someone to purchase a stock and make their commission.

“Wall Street is the only place that people ride to in a Rolls-Royce… to get advice from those who take the subway.” — Warren Buffet

In case you have not seen this whole financial world is an engineered system by Wall Street firms and the government which protects them, to prevent Main Street investors from building enough passive retirement income in your 30s/40s as opposed to your 70’s. The mainstream financial news never talks about yields coming from cashflow (that is, income minus expenses). Discussions focus in the context of share prices, which is pattering you to think “buy-low-sell-high.” Churn and cha-ching for those executing transitions in the industry. And for most people who are confused and frozen, that’s why there is a hidden “asset management fee” which is an above-the-line expense to you.

“We know what is going to happen if you keep investing in the same old stocks/mutual funds/bonds… you will keep working at your job with a lackluster retirement in 40-50 years. Invest in real estate for cashflow is a proven way that I created my pension today and allowed me to retire before I hit the age of 34. Do the math… the numbers don’t lie… people do.” — Lane Kawaoka

The secret… Is not about appreciation, but cashflow. Creating multiple mini-pensions today, as opposed to hoping and praying you have enough to deplete from during your dying days.

What is the Wealth Elevator?

The Wealth Elevator system, as described in your detailed account, stands out from other financial programs through its structured, multi-level approach to wealth building, tailored guidance, and emphasis on community. Here are the key differentiators:

1. Structured Three-Step System: The program is divided into distinct steps, each targeting different aspects of wealth building:

Step One: Focuses on syndicated deals, offering an alternative to traditional investments like 401k plans, and introducing clients to alternative investment opportunities.

Step Two: Centers around unlocking passive losses, revealing tax strategies used by the wealthy to significantly reduce tax bills.

Step Three: Involves mastery of infinite banking, enabling clients to make money in two places at once.

1. Personal Journey from Start to Scale: The program’s creator shares their personal journey from buying small rental properties to managing over $2.1 billion in assets, providing a relatable and inspiring roadmap for clients.

2. Level-Based Approach Reflecting Individual Progress: The Wealth Elevator introduces the concept of different ‘floors’ in wealth building, each representing a stage in the financial journey, from starting out to reaching high net worth status.

3. Emphasis on Community and Networking: The program fosters a sense of community among passive accredited investors, offering an investor club for networking and shared learning experiences.

4. Tailored Guidance for Different Net Worth Levels: Specialized advice and resources are provided for individuals at different stages of their financial journey, whether they are just starting out or are high net worth individuals.

5. Focus on Education and Actionable Content: The Wealth Elevator emphasizes education through free courses, e-courses, and member websites, moving away from the traditional blog format to more interactive and user-friendly learning methods.

6. Adaptation to Changing Media Consumption Trends: Recognizing the shift in media consumption, the program adapts by offering concise, easy-to-digest content suitable for busy professionals.

7. Responsive and Personalized Support: The program offers direct contact options, including phone calls and personalized email addresses, for immediate and tailored support.

8. Rebranding to Reflect Evolving Concepts: The shift from ‘Simple Passive Cashflow’ to ‘The Wealth Elevator’ represents a more mature and holistic approach to wealth building, aligning with the program’s evolving methodologies.

9. Commitment to Continuous Improvement: The program shows a dedication to evolving and improving based on community feedback and the changing financial landscape.

Overall, The Wealth Elevator distinguishes itself through its structured approach, community focus, personalized guidance for different wealth stages, and a commitment to adapting to the needs of modern investors.

How do we ensure not losing money?

Buying assets where the rent-to-value ratio is more than 1%, is needed to be able to cashflow after expenses. You find the rent-to-value ratio by taking the monthly rent, and dividing by the purchase price. When I am looking at potential investment properties, the rent-to-value ratio is the very first metric I check to begin evaluating each prospect. To calculate this metric you take the monthly rent divided by the purchase price/value. For example a home that rents for $1000/month that costs $100,000 has a rent to value ratio of 1% (1,000/100,000=1%). The higher the better. I typically look at a huge list of properties so using Excel to make this calculation is the best practice.

It’s sort of like using the dating app Tinder… but with a filter, and… I’ll stop there. To learn more, read my book, check out the blog and the podcast…

and join our investor club!