Infinite Banking eCourse > The Banking Vault
The Banking Vault (Members)
Members-only companion to the free course · By Lane Kawaoka, PE · Updated November 2026
The nine free lessons cover how infinite banking works. Once you have a policy, the practical questions change: how to fund it, when to pay down a loan, and how close you are to your MEC limit. That material lives in the Banking Vault, inside our members area.
What’s inside the vault
- Lane’s IBC tracker sheet and how he uses it
- What to ask your insurance company when you have extra money to put in
- Policy funding priorities and how loan interest is calculated
- Working out how much room you have left under your MEC limit
- Keeping records of policy loans and interest for your CPA
- Extra videos on over-funded whole life and the IBC quick rules
Already a member? Open the Banking Vault.
Talk it through with us
Already have a policy, or thinking about one? Join The Wealth Elevator investor community and book your onboarding call with us.
Join the club and book your onboarding callJoining is free.
What happens when you join
- Fill out a short form at theWealthElevator.com/club. It’s free.
- Book your onboarding call. We talk about your goals and how the community works.
- Keep learning with our events, the podcast and member education, including the members-only Banking Vault.
The podcast behind this course
The Wealth Elevator Podcast
Conversations for accredited investors on alternative investments, tax strategy and infinite banking, the three legs of how I build wealth.
This is educational content, not investment, tax, legal or insurance advice. We are not attorneys, CPAs, financial planners or licensed insurance agents. Policy features, dividends and costs vary by insurer and design, and dividends are not guaranteed. Tax law changes and results depend on your situation; consult your own CPA, attorney and a licensed insurance professional. Private investments are illiquid and carry risk, including loss of capital. Offerings are available only to accredited investors and only through offering documents. Please let us know if you need a referral to a 💼 CPA, ⚖️ lawyer or other vendor here.